Dear Janet, I wanted to personally thank you. I picked up the self confidence CD when I was going through a very difficult period. My father had passed away suddenly and left me with his company to run after 6 months of training in a field which was completely new to me. In order to provide for my mom, I had to continue to operate the company and effect a buy-out for her. He also left piles of debt including an IRS lien against the family home. It was up to me to sort this all out. Although I have an MBA, it was very challenging. I went through many crises of confidence, but your CD helped me to relax and know that I was capable of meeting the challenges put before me. I am happy to say that after 4 years, I still own the company, my mother's finances are in order, and she owns 2 homes free and clear and should have enough to live on for the rest of her life.